242014Aug

Smoking expensive for many reasons, Life Insurance Rates

- http://www.cincinnati.com/story/money/2014/08/08/smoking-expensive-many-reasons/13815579/ -

It may be hard to believe, but life-insurance companies did not always charge extra for smoking. It was around 1980 that we started seeing smoker rates. Now, though, every insurer has established this rating classification. Modern science and medical research have convinced the industry that life expectancy of smokers as a class is shorter than…

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242014Aug

Implications for Coverage of Tobacco Cessation Benefits

- http://www.prevent.org/data/files/actiontoquit/tclc,%20mhp%20and%20tobacco.pdf -

Two federal laws expand health insurance coverage for substance use disorders: the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act (MHPAEA)1 and the Affordable Care Act (ACA).2 Treatment for substance use disorders can include tobacco cessation.

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